Publications
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Advancing Choice in the Housing Choice Voucher Program: Source of Income Protections and Locational Outcomes
The housing choice voucher program, the largest low-income housing subsidy program administered by the U.S. Department of Housing and Urban Development (HUD), provides assistance to over 5 million people in approximately 2.3 million households. But, one of the program’s elusive goals is to provide more - and better - locational choices for recipient households. Surveying data between 2007 and 2017, this paper evaluates how source of income laws in 31 jurisdictions impact where voucher holders live. These laws prohibit discrimination based on the source of income a tenant uses to pay rent. The authors find consistent evidence that adopting such laws result in greater neighborhood improvements among existing voucher holders who move. More specifically, voucher holders who move after a law has been enacted live in areas with lower poverty rates and more racially diverse populations.
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Rent Payments in Affordable Housing During the Pandemic: The Role of Rental Subsidies and the Safety Net
In this brief, the NYU Furman Center and the Terner Center for Housing Innovation at UC Berkeley join together as members of the Housing Crisis Research Collaborative to conduct updated and additional analysis of renters and rental payments in primarily affordable housing portfolios in New York City and California. We are able to elevate similarities in trends and provide a more complete picture of the challenges facing both renters and property owners as they exit the depths of the economic crisis.
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Rent Regulation for the 21st Century: Pairing Anti-Gouging with Targeted Subsidies
Rent regulation is designed to protect low-income renters against sudden rent increases that threaten their housing stability. However, market distortions and the lack of means testing or targeting limit the effectiveness of many rent regulation systems. This policy brief outlines an approach combining anti-gouging regulations with shallow, targeted subsidies to maximize the benefits of rent regulation for low-income households.
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How to Address Homelessness: Reflections from Research
In the latest issue of The ANNALS of the American Academy of Political and Social Science, Katherine O’Regan, Ingrid Gould Ellen, and Sophie House surveyed existing research–including several articles in the special, homlessness-focused volume of The ANNALS in which their commentary was published–that tackles the question of how to prevent and eradicate homelessness in the United States. The review highlights how new research developments can facilitate a shift towards "upstream," or preventative, homelessness interventions, while making necessary "downstream" emergency services more equitable and effective. With a critical eye toward the creation and perpetuation of racial disparities, the article examines four categories of policy responses: addressing root causes, preventing homelessness, providing services, and facilitating sustained exits from homelessness.
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Rent Payments in a Pandemic: Analysis of Affordable Housing in New York City
In partnership with the New York State Association for Affordable Housing (NYSAFAH) and its members, as well as with feedback and support from the Housing Crisis Research Collaborative, the Furman Center compiled a novel data set of detailed information on rent charges and payments at the tenant level. Using these data, this report examines how rent payments and rental arrears (accumulated rent owed) changed for tenants residing in this sample provided by affordable housing owners and managers.
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A Renter Safety Net: A Call for Federal Emergency Rental Assistance
For decades, escalating housing costs have outpaced income growth for middle- and lower-income earners. As a result, millions of American households struggle to accumulate a savings buffer with the little income they have leftover after paying rent, and are therefore left vulnerable to evictions or forced moves when unexpected financial shocks occur. In this chapter, authors Ingrid Gould Ellen, Paulette Goddard Professor of Urban Policy and Planning at the NYU Wagner Graduate School of Public Service and Faculty Director of the NYU Furman Center, Amy Ganz, Deputy Director of the Economic Strategy Group, and Katherine O’Regan, Professor of Public Policy and Planning at NYU Wagner and Faculty Director of the NYU Furman Center, document the costly externalities that such housing instability poses and propose the creation of a Federal Emergency Rental Assistance Program to provide one-time, short-term financial help to low-income renters who face unexpected financial shocks.
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Early Evidence on Eviction Patterns after the rollout of NYC’s Universal Access to Counsel
One of the primary eviction prevention measures jurisdictions across the country have taken is to expand access to free legal counsel for low-income tenants facing eviction. In 2017, New York City became the first jurisdiction to enact “Universal Access to Counsel” (UAC), guaranteeing free legal representation to all low-income tenants facing eviction in the City’s housing courts. Research, however, has yet to rigorously evaluate claims either defending and criticizing UAC. This paper aims to address this gap by examining the effectiveness of legal representation in preventing evictions in the private rental market.
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Migration Choices of the Boomerang Generation: Does Returning Home Dampen Labor Market Adjustment?
This paper shows that boomerang moves (returning to live with one's parents) are more likely to bring young adults to labor markets with higher unemployment and lower wages and the likelihood of a non-boomerang location being chosen by a young adult increases with local wages.
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HUD’s Affirmatively Furthering Fair Housing Rule: A Contribution and Challenge to Equity Planning for Mixed Income Communities
“What Works to Promote Inclusive, Equitable Mixed-Income Communities” is the fifth volume in the Federal Reserve Bank of San Francisco’s What Works series. This essay by Faculty Director Katherine O'Regan and Distinguished Fellow Ken Zimmerman provides a brief background on the legal basis of HUD’s Affirmatively Furthering Fair Housing (AFFH) rule, explains the framework and theory behind the rule, and describes how a rule aimed at overcoming racial segregation can support the creation and preservation of mixed-income communities. The essay lay out key details of the rule and how they connect to more equitable and inclusive planning, and highlights potential connections and tensions for mixed-income strategies within the context of the rule. It then assesses the early experience of the AFFH approach, and the threat posed by HUD’s current suspension of the rule. The piece concludes with a discussion of implications for action (or at least attention) with respect to the rule, particularly with respect to mixed-income strategies.
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Supply Skepticism: Housing Supply and Affordability
Growing numbers of affordable housing advocates and community members are questioning the premise that increasing the supply of market-rate housing will result in housing that is more affordable. This article is meant to bridge the divide, addressing each of the key arguments supply skeptics make and reviewing what research has shown about housing supply and its effect on affordability. It ultimately concludes, from both theory and empirical evidence, that adding new homes moderates price increases and therefore makes housing more affordable to low- and moderate-income families. It also emphasizes that new market-rate housing is necessary but not sufficient, and that government intervention is critical to ensure that supply is added at prices affordable to a range of incomes.
