Publications
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Treasury Emergency Rental Assistance Programs in 2021: Analysis of a National Survey
A new report published in partnership with the National Low Income Housing Coalition and The Housing Initiative at Penn examines the program design and implementation challenges of emergency rental assistance (ERA) programs created or expanded in response to the COVID-19 pandemic and economic fallout. The research uses survey responses from 64 of the 140 ERA programs launched by April 8th, 2021, and compared select results to the National Low Income Housing Coalition’s (NLIHC) Treasury Emergency Rental Assistance Dashboard. Some key trends of the survey include implementation challenges surrounding tenant and landlord responsiveness, lowered barriers that allowed vulnerable populations to participate, and increased efforts to advance racial equity by targeting disadvantaged groups or communities. This report captures key trends from the earliest ERA implementors, and additional rounds of surveys will inform how program characteristics evolve and translate into outcomes.
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Reforming Housing Assistance to Better Respond to Recipient Needs
This paper reviews evidence on the effectiveness of the three main federal vehicles for providing housing assistance to low-income families, lays out current challenges and potential improvements to each program, and proposes further research to fully inform future policy initiatives. Changes are recommended for current federal housing assistance programs to more effectively serve people living in poverty. These include improving how programs take into account regional and state-level variations in the cost and availability of housing, reassessing the level and duration of assistance and to whom it should be targeted, and broadening the set of homes available to recipients of housing assistance beyond those located in areas that are low-income and predominantly Black or Hispanic.
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Rent Regulation for the 21st Century: Pairing Anti-Gouging with Targeted Subsidies
Rent regulation is designed to protect low-income renters against sudden rent increases that threaten their housing stability. However, market distortions and the lack of means testing or targeting limit the effectiveness of many rent regulation systems. This policy brief outlines an approach combining anti-gouging regulations with shallow, targeted subsidies to maximize the benefits of rent regulation for low-income households.
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How to Address Homelessness: Reflections from Research
In the latest issue of The ANNALS of the American Academy of Political and Social Science, Katherine O’Regan, Ingrid Gould Ellen, and Sophie House surveyed existing research–including several articles in the special, homlessness-focused volume of The ANNALS in which their commentary was published–that tackles the question of how to prevent and eradicate homelessness in the United States. The review highlights how new research developments can facilitate a shift towards "upstream," or preventative, homelessness interventions, while making necessary "downstream" emergency services more equitable and effective. With a critical eye toward the creation and perpetuation of racial disparities, the article examines four categories of policy responses: addressing root causes, preventing homelessness, providing services, and facilitating sustained exits from homelessness.
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Rent Payments in a Pandemic: Analysis of Affordable Housing in New York City
In partnership with the New York State Association for Affordable Housing (NYSAFAH) and its members, as well as with feedback and support from the Housing Crisis Research Collaborative, the Furman Center compiled a novel data set of detailed information on rent charges and payments at the tenant level. Using these data, this report examines how rent payments and rental arrears (accumulated rent owed) changed for tenants residing in this sample provided by affordable housing owners and managers.
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Learning from Emergency Rental Assistance Programs: Lessons from Fifteen Case Studies
In January 2021, the Housing Initiative at Penn (HIP), the National Low Income Housing Coalition (NLIHC), and the NYU Furman Center released the results of a survey of 220 COVID-19 rental assistance programs. The survey examined key characteristics of these programs and explore how certain characteristics correlated with programs’ ability to efficiently distribute funds. Through 15 in-depth case studies, this brief tells the story of how several programs evolved over time, and the rich learning that occurred in each jurisdiction. The 15 rental assistance programs chosen represent jurisdictions ranging from small and rural to large and urban for in-depth structured interviews. The brief focuses on the key challenges these program administrators discussed, the innovative strategies they used to address these challenges, and the lessons current and future program administrators can take away.
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COVID-19 Emergency Rental Assistance: Analysis of a National Survey of Programs
The report examines program decisions against outcome metrics, such as a ratio of actual number of applicants to expected number of applicants and funds obligated as a share of total program funds. A survey launched in August 2020, and ran through October 2020, collecting information from program administrators, many of whom provided follow-up responses to requests for outcome data in December 2020 and January 2021.
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Through the Roof: What Communities Can Do About the High Cost of Rental Housing in America
Housing affordability continues to be a major concern for residents across the country. In this report, the authors look at what local governments can do to mitigate rising costs of rental housing in the U.S. The report reviews the root causes of high rent burdens and the consequences, including the impact of housing choice vouchers and modest increases in income. It also discusses why housing costs rise, looking more closely at housing markets and the factors that contribute to rising rent burdens. The report then reviews government policy responses at the local, state, and federal level before laying out a framework that municipalities can use to help provide citizens affordable housing options. It serves as a helpful tool for local officials considering new housing strategies or those interesting in improving existing policies.
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A Renter Safety Net: A Call for Federal Emergency Rental Assistance
For decades, escalating housing costs have outpaced income growth for middle- and lower-income earners. As a result, millions of American households struggle to accumulate a savings buffer with the little income they have leftover after paying rent, and are therefore left vulnerable to evictions or forced moves when unexpected financial shocks occur. In this chapter, authors Ingrid Gould Ellen, Paulette Goddard Professor of Urban Policy and Planning at the NYU Wagner Graduate School of Public Service and Faculty Director of the NYU Furman Center, Amy Ganz, Deputy Director of the Economic Strategy Group, and Katherine O’Regan, Professor of Public Policy and Planning at NYU Wagner and Faculty Director of the NYU Furman Center, document the costly externalities that such housing instability poses and propose the creation of a Federal Emergency Rental Assistance Program to provide one-time, short-term financial help to low-income renters who face unexpected financial shocks.
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Breaking Barriers, Boosting Supply
The Urban Institute’s "Opportunity for All" project aims to promote federal strategies that support strong and inclusive neighborhoods. In one of the project’s briefs, “Breaking Barriers, Boosting Supply,” Furman Center Faculty Director Ingrid Gould Ellen and the Urban Institute’s Solomon Greene advocate for the federal government to tie state funding opportunities to local affordable housing goals. They highlight the potential for national policy reform to incentivize communities to take action in improving land use and zoning regulations, ultimately allowing for more affordable housing and healthier, more diverse neighborhoods.
