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Directory of NYC Housing Programs

Senior Citizen Home Assistance Program (SCHAP)

In partnership with the Parodneck Foundation, the Senior Citizen Home Assistance Program (SCHAP) assists low- and moderate-income seniors in making necessary home repairs. A maximum of $40,000 is available for single-family homes. For homeowners of two- to four-family homes, a maximum of $30,000 per dwelling unit is available. The loans vary from no-interest deferred loans to fully amortizing 3 percent interest loans. The amount of the loan will be based on the extent of the system replacements or repairs needed. SCHAP includes the Senior-Help Emergency Loan Program, the Senior-Help Deferred/Forgivable Loan Program, and the Senior-Help Repayment Loan Program.

Program Information Help Icon

  • Alternative Name(s): Senior-Help Emergency Loan Program, Senior-Help Deferred/Forgivable Loan Program, Senior-Help Repayment Loan Program
  • Supply/Demand: Demand
  • Category: Land and Financing
  • Scale: Medium Scale (between 1,000 and 4,999 units)
  • Timeframe: 1986 - Present
  • Occupancy tenure: Homeownership
  • Construction Type: Rehabilitation
  • Building Type: One- to Four-family
  • Developers/Owners: Owner-occupant
  • Income Restrictions: Low-income, Moderate-income
  • Special Populations: Seniors

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