The New York State Mortgage Assistance Program (NYS-MAP) provides a zero-percent interest mortgage loan up to $80,000 to eligible New York homeowners at risk of foreclosure. The NYS-MAP is administered by the Center for NYC Neighborhoods, a non-profit organization that promotes and protects affordable homeownership. Loans are made by Sustainable Neighborhoods LLC, a wholly-owned subsidiary of the Center. To be eligible, homeowners must have experienced a financial hardship and must demonstrate an ability to afford their housing payments after receiving assistance.