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Directory of NYC Housing Programs

Landlord One Loan Program

The Landlord One Loan Program was sponsored by New York State Housing Finance Agency (HFA) and administered by Neighborhood Housing Services of New York City. It offered low-interest rate loans to owners of properties consisting of five to 20 units. The loans were used to repair or renovate apartments to keep properties in habitable condition. Individual landlords, corporations, partnerships, non-profit owners, and cooperative associations were all eligible recipients of the loans.

The maximum loan amount was $20,000 and was offered as a 5-year, one-percent interest rate loan. Loans could be used to eliminate code violations, repair or replace boilers or roofs, make emergency repairs, remove health and safety hazards, upgrade windows and doors, replace kitchen cabinets and bathroom fixtures, repair walls, floors and stoops, purchase new appliances, and other approved repairs or renovations.

Program Information Help Icon

  • Supply/Demand: Supply
  • Category: Land and Financing
  • Scale: Small Scale (between 1 and 999 units)
  • Occupancy tenure: Rental, Homeownership
  • Construction Type: Rehabilitation
  • Building Type: Multi-family
  • Developers/Owners: For-profit, Non-profit

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