Housing Finance and Foreclosures

As the country grapples with a financial crisis and credit markets have tightened, issues of housing finance and foreclosures have moved to the forefront for policymakers, as well as for individual families and neighborhoods. We seek to better understand current and historic trends in mortgage lending for homeowners, as well as in multi-family housing finance. Our research explores the future of Government Sponsored Enterprises (GSEs); the relationships between subprime lending, foreclosures and race; as well as the impact of foreclosures on property values, children’s education, and public safety.